Investing · EU-regulated · from €1

Own the chart,not the noise.

Kurs is an investing app that shows you what moved and why — every candle explained in a sentence, every fee in the open. Index funds, bonds and cash, from one euro.

  • EU-regulated broker
  • Deposits protected to €20k
  • 0% commission on ETFs
09:41●●●

Balanced · 60/40

€12,480

+€212 · +1.7% this month

Tue · explained

Global index rose 1.4% after US inflation came in below forecast. Bonds were flat.

Source: ECB · Reuters

HomeInvestLearnYou
KURS 60/40+7.8%
Global index+11.2%
EU bonds+3.1%
Cash+3.6%
Tech basket−2.4%

12-month returns · past performance is not a guide

Three things every investing app should do. Kurs does them first.

01

Every candle, explained

Tap a day and Kurs tells you what moved the price, in one sentence with a source.

02

Portfolios, not picks

Three ready portfolios built from index funds and bonds. Pick a risk, set a monthly amount, done.

03

Fees you can see

The total cost of your portfolio is on the home screen in euros per year. No footnotes.

Portfolios · stocks / bonds / cash

Pick a risk. We do the rest.

Calm

Low risk

30 / 60 / 10

Bonds first. For money you need in 3–5 years.

+4.2%

12 months

0.19%

total cost / yr

Balanced

Medium risk

60 / 35 / 5

The classic 60/40, with a cash sleeve. Most people start here.

+7.8%

12 months

0.21%

total cost / yr

Growth

High risk

90 / 10 / 0

Global index funds. For money you will not touch for ten years.

+11.2%

12 months

0.22%

total cost / yr

Fees · the whole table

Nothing in the footnotes.

0%

Commission on ETFs

0.00%

Balanced total cost / yr

€0

Minimum investment

0h

Withdrawal time

ETF trades€0
Portfolio management0.19–0.22% / yr
Deposits€0
Withdrawals€0
Currency conversion0.15%
Inactivity€0
“It is the first app that explained a red day instead of just showing it.”
Amar D. · Sarajevo
“I set €150 a month into Balanced and stopped checking. That is the point.”
Lejla H. · Zagreb

FAQ

The honest answers.

Kurs is an EU-regulated broker. Securities are held in your name at a custodian bank and cash deposits are protected up to €20,000.

ETF trades are free. A portfolio costs 0.19–0.22% per year in total, fund costs included. That is €21 a year on €10,000 in Balanced.

Yes. Prices go down as well as up. Kurs shows the worst historical year of each portfolio before you invest.

Start with one euro.

Open an account in five minutes. Deposit €1, see your first explained candle tomorrow.

Capital at risk. Kurs is a fictional broker built to show the system; nothing here is financial advice.hello@kurs.app