Wallet · savings · one card

Every coffeerounds up.

Kesa is a wallet that saves while you spend: each payment rounds up to the next mark and the change lands in a pot you name. One card, no fees, no bank.

How it works4.9 · 31k ratings
09:41●●●

Coffee fund

€412.60

+€3.40 today

Kava & Co−€3.60+€0.40
Northline ticket−€21.20+€0.80
Mono Records−€18.00+€2.00
Rúta Coffee−€4.10+€0.90
HomePotsCardYou

€0

Avg. saved per year

0k

Ratings · 4.9

€0

Fees

0h

Card replacement

How it works

Spend normally. Save automatically.

01

Round-ups

Every payment rounds to the next euro, five or ten. Pick the mark; watch the pot grow.

02

Pots

Name a goal, set a date, split by rule. Kesa moves the change for you.

03

One card

A physical and virtual card, freeze in one tap, no foreign fees anywhere.

09:41●●●

Round up to

€1
€5
€10

Kava & Co · €3.60 → €5.00

+€1.40

HomePotsCardYou
09:41●●●

Pots

Bike€612 / €900
Lisbon€310 / €1,000
Coffee fund€412
HomePotsCardYou
09:41●●●

kesa · plus

•••• •••• •••• 4471

Selma Kovač · 09/29

Freeze
Limits
HomePotsCardYou

Security

Your change, guarded.

Kesa is a licensed EU payment institution. Your money sits with a partner bank, not with us.

  • Face ID and passcode for every payment over €50
  • Card numbers never stored on your phone
  • Freeze, limit or replace the card in the app
  • Deposits held with a licensed EU bank
  • Instant alerts for every transaction

Pricing

Free, or Plus for the price of a coffee.

Free

€0forever

  • One pot
  • Round-ups to €1
  • Virtual card
  • Email support
Get Kesa

Plus

€2.99per month

  • Unlimited pots
  • Round-ups to €5 / €10
  • Physical card
  • No foreign fees
  • Priority support
Start Plus
“I saved €600 for a bike without noticing. The coffee did it.”
Selma K. · Sarajevo
“The only finance app my whole family uses.”
Dino B. · Zagreb
“Froze my card from a beach in Portugal in two seconds.”
Ana P. · Lisbon

FAQ

Good questions.

No. Kesa is a payment institution; your money is held with a licensed EU bank and protected up to €100,000.

Nothing. Round-ups are your own money moving into your own pot.

Yes, in 190 countries. Plus has no foreign exchange fees; Free charges 1%.

Instantly, to any pot or your linked account, any time.

Start rounding up.

Download Kesa, order your card, name your first pot. Two minutes.

© 2026 Kesa · The wallet that rounds upLicensed EU payment institution · Privacy · Terms